Background
In Africa, health insurance, accident insurance, disability pensions, unemployment benefits and widows’ rights are unknown or scarcely known. Thus, people who suffer a stroke of fate can, in an instant, find themselves in great financial need. For example, Bisett, a 45-year-old construction worker, excavated a pit which collapsed on him. This accident rendered him a paraplegic. Bisett’s wife was pregnant at the time of the accident with their third child. The family did not know what to do next…
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